LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,091
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,307
−HK$1,236/mo
Today · 4.125%
HK$41,543
baseline
▲ 0.50% · 4.625%
HK$44,071
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,086/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,489
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,655
−HK$1,183/mo
Today · 4.125%
HK$45,838
baseline
▲ 0.50% · 4.625%
HK$48,255
+HK$2,417/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,676/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,910
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,369
−HK$1,482/mo
Today · 4.125%
HK$49,851
baseline
▲ 0.50% · 4.625%
HK$52,885
+HK$3,034/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,702/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,187
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,586
−HK$1,420/mo
Today · 4.125%
HK$55,006
baseline
▲ 0.50% · 4.625%
HK$57,906
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,012/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,728
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,430
−HK$1,730/mo
Today · 4.125%
HK$58,160
baseline
▲ 0.50% · 4.625%
HK$61,699
+HK$3,539/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,320/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,884
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,517
−HK$1,657/mo
Today · 4.125%
HK$64,174
baseline
▲ 0.50% · 4.625%
HK$67,556
+HK$3,382/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,348/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,365
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,553
−HK$2,224/mo
Today · 4.125%
HK$74,777
baseline
▲ 0.50% · 4.625%
HK$79,327
+HK$4,550/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,554/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,280
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,379
−HK$2,130/mo
Today · 4.125%
HK$82,509
baseline
▲ 0.50% · 4.625%
HK$86,858
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,018/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,879 · Scale 2, in force from 26 Feb 2026)