LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,092
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,308
−HK$1,235/mo
Today · 4.125%
HK$41,543
baseline
▲ 0.50% · 4.625%
HK$44,071
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,086/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,489
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,655
−HK$1,184/mo
Today · 4.125%
HK$45,839
baseline
▲ 0.50% · 4.625%
HK$48,255
+HK$2,416/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,678/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,910
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,369
−HK$1,483/mo
Today · 4.125%
HK$49,852
baseline
▲ 0.50% · 4.625%
HK$52,885
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,704/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,187
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,586
−HK$1,420/mo
Today · 4.125%
HK$55,006
baseline
▲ 0.50% · 4.625%
HK$57,906
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,012/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,728
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,431
−HK$1,729/mo
Today · 4.125%
HK$58,160
baseline
▲ 0.50% · 4.625%
HK$61,699
+HK$3,539/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,320/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,885
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,517
−HK$1,657/mo
Today · 4.125%
HK$64,174
baseline
▲ 0.50% · 4.625%
HK$67,557
+HK$3,383/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,348/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,365
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,554
−HK$2,223/mo
Today · 4.125%
HK$74,777
baseline
▲ 0.50% · 4.625%
HK$79,327
+HK$4,550/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,554/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,280
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,380
−HK$2,129/mo
Today · 4.125%
HK$82,509
baseline
▲ 0.50% · 4.625%
HK$86,859
+HK$4,350/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,018/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,882 · Scale 2, in force from 26 Feb 2026)