LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,093
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,309
−HK$1,235/mo
Today · 4.125%
HK$41,544
baseline
▲ 0.50% · 4.625%
HK$44,072
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,088/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,490
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,657
−HK$1,183/mo
Today · 4.125%
HK$45,840
baseline
▲ 0.50% · 4.625%
HK$48,256
+HK$2,416/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,680/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$642,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,911
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,371
−HK$1,482/mo
Today · 4.125%
HK$49,853
baseline
▲ 0.50% · 4.625%
HK$52,887
+HK$3,034/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,706/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,188
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,588
−HK$1,420/mo
Today · 4.125%
HK$55,008
baseline
▲ 0.50% · 4.625%
HK$57,908
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,016/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,730
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,432
−HK$1,730/mo
Today · 4.125%
HK$58,162
baseline
▲ 0.50% · 4.625%
HK$61,701
+HK$3,539/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,324/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,886
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,519
−HK$1,657/mo
Today · 4.125%
HK$64,176
baseline
▲ 0.50% · 4.625%
HK$67,559
+HK$3,383/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,352/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,367
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$72,556
−HK$2,224/mo
Today · 4.125%
HK$74,780
baseline
▲ 0.50% · 4.625%
HK$79,330
+HK$4,550/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,560/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,283
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,382
−HK$2,130/mo
Today · 4.125%
HK$82,512
baseline
▲ 0.50% · 4.625%
HK$86,861
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,024/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,902 · Scale 2, in force from 26 Feb 2026)