LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,094
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,310
−HK$1,236/mo
Today · 4.125%
HK$41,546
baseline
▲ 0.50% · 4.625%
HK$44,074
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,092/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$642,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,492
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,658
−HK$1,183/mo
Today · 4.125%
HK$45,841
baseline
▲ 0.50% · 4.625%
HK$48,258
+HK$2,417/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,682/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$642,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,913
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,372
−HK$1,483/mo
Today · 4.125%
HK$49,855
baseline
▲ 0.50% · 4.625%
HK$52,888
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,710/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,190
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,590
−HK$1,420/mo
Today · 4.125%
HK$55,010
baseline
▲ 0.50% · 4.625%
HK$57,909
+HK$2,899/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,020/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,732
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,434
−HK$1,730/mo
Today · 4.125%
HK$58,164
baseline
▲ 0.50% · 4.625%
HK$61,703
+HK$3,539/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,328/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,888
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,521
−HK$1,657/mo
Today · 4.125%
HK$64,178
baseline
▲ 0.50% · 4.625%
HK$67,561
+HK$3,383/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,356/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,369
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$72,558
−HK$2,224/mo
Today · 4.125%
HK$74,782
baseline
▲ 0.50% · 4.625%
HK$79,332
+HK$4,550/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,564/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,285
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,385
−HK$2,130/mo
Today · 4.125%
HK$82,515
baseline
▲ 0.50% · 4.625%
HK$86,864
+HK$4,349/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,030/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,922 · Scale 2, in force from 26 Feb 2026)