LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,095
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,311
−HK$1,236/mo
Today · 4.125%
HK$41,547
baseline
▲ 0.50% · 4.625%
HK$44,075
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,094/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$642,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,493
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,659
−HK$1,184/mo
Today · 4.125%
HK$45,843
baseline
▲ 0.50% · 4.625%
HK$48,259
+HK$2,416/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,686/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$642,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,914
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,374
−HK$1,482/mo
Today · 4.125%
HK$49,856
baseline
▲ 0.50% · 4.625%
HK$52,890
+HK$3,034/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,712/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,192
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,591
−HK$1,420/mo
Today · 4.125%
HK$55,011
baseline
▲ 0.50% · 4.625%
HK$57,911
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,022/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,733
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,436
−HK$1,730/mo
Today · 4.125%
HK$58,166
baseline
▲ 0.50% · 4.625%
HK$61,705
+HK$3,539/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,332/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,890
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,523
−HK$1,657/mo
Today · 4.125%
HK$64,180
baseline
▲ 0.50% · 4.625%
HK$67,563
+HK$3,383/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,360/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,371
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$72,560
−HK$2,224/mo
Today · 4.125%
HK$74,784
baseline
▲ 0.50% · 4.625%
HK$79,335
+HK$4,551/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,568/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,287
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,387
−HK$2,130/mo
Today · 4.125%
HK$82,517
baseline
▲ 0.50% · 4.625%
HK$86,867
+HK$4,350/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,034/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,941 · Scale 2, in force from 26 Feb 2026)