LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,097
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,313
−HK$1,236/mo
Today · 4.125%
HK$41,549
baseline
▲ 0.50% · 4.625%
HK$44,077
+HK$2,528/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,098/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$642,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,495
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,662
−HK$1,183/mo
Today · 4.125%
HK$45,845
baseline
▲ 0.50% · 4.625%
HK$48,262
+HK$2,417/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,690/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$642,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,917
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,376
−HK$1,483/mo
Today · 4.125%
HK$49,859
baseline
▲ 0.50% · 4.625%
HK$52,892
+HK$3,033/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,718/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,194
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,594
−HK$1,420/mo
Today · 4.125%
HK$55,014
baseline
▲ 0.50% · 4.625%
HK$57,914
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,028/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$642,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,736
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,439
−HK$1,729/mo
Today · 4.125%
HK$58,168
baseline
▲ 0.50% · 4.625%
HK$61,708
+HK$3,540/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,336/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,893
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,526
−HK$1,657/mo
Today · 4.125%
HK$64,183
baseline
▲ 0.50% · 4.625%
HK$67,566
+HK$3,383/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,366/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$642,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,375
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$72,564
−HK$2,224/mo
Today · 4.125%
HK$74,788
baseline
▲ 0.50% · 4.625%
HK$79,339
+HK$4,551/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,576/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,291
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,391
−HK$2,130/mo
Today · 4.125%
HK$82,521
baseline
▲ 0.50% · 4.625%
HK$86,871
+HK$4,350/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,042/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$642,973 · Scale 2, in force from 26 Feb 2026)