LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,103
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,320
−HK$1,235/mo
Today · 4.125%
HK$41,555
baseline
▲ 0.50% · 4.625%
HK$44,084
+HK$2,529/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,110/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,502
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,669
−HK$1,183/mo
Today · 4.125%
HK$45,852
baseline
▲ 0.50% · 4.625%
HK$48,269
+HK$2,417/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,704/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,924
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,384
−HK$1,483/mo
Today · 4.125%
HK$49,867
baseline
▲ 0.50% · 4.625%
HK$52,901
+HK$3,034/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,734/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,202
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,603
−HK$1,420/mo
Today · 4.125%
HK$55,023
baseline
▲ 0.50% · 4.625%
HK$57,923
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,046/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,745
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,448
−HK$1,730/mo
Today · 4.125%
HK$58,178
baseline
▲ 0.50% · 4.625%
HK$61,718
+HK$3,540/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,356/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,903
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,536
−HK$1,657/mo
Today · 4.125%
HK$64,193
baseline
▲ 0.50% · 4.625%
HK$67,577
+HK$3,384/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,386/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,386
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,575
−HK$2,225/mo
Today · 4.125%
HK$74,800
baseline
▲ 0.50% · 4.625%
HK$79,351
+HK$4,551/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,600/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,304
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,404
−HK$2,130/mo
Today · 4.125%
HK$82,534
baseline
▲ 0.50% · 4.625%
HK$86,885
+HK$4,351/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,068/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,075 · Scale 2, in force from 26 Feb 2026)