LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,105
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,321
−HK$1,236/mo
Today · 4.125%
HK$41,557
baseline
▲ 0.50% · 4.625%
HK$44,086
+HK$2,529/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$83,114/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,504
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,671
−HK$1,183/mo
Today · 4.125%
HK$45,854
baseline
▲ 0.50% · 4.625%
HK$48,271
+HK$2,417/mo
Deposit HK$8.57M · loan HK$8.57M · min. income ≈ HK$91,708/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,926
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,386
−HK$1,483/mo
Today · 4.125%
HK$49,869
baseline
▲ 0.50% · 4.625%
HK$52,903
+HK$3,034/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,738/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,205
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,605
−HK$1,420/mo
Today · 4.125%
HK$55,025
baseline
▲ 0.50% · 4.625%
HK$57,925
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,050/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,747
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,450
−HK$1,730/mo
Today · 4.125%
HK$58,180
baseline
▲ 0.50% · 4.625%
HK$61,720
+HK$3,540/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$116,360/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,905
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,539
−HK$1,657/mo
Today · 4.125%
HK$64,196
baseline
▲ 0.50% · 4.625%
HK$67,580
+HK$3,384/mo
Deposit HK$5.14M · loan HK$12.00M · min. income ≈ HK$128,392/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,389
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,578
−HK$2,225/mo
Today · 4.125%
HK$74,803
baseline
▲ 0.50% · 4.625%
HK$79,354
+HK$4,551/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$149,606/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,307
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$80,407
−HK$2,131/mo
Today · 4.125%
HK$82,538
baseline
▲ 0.50% · 4.625%
HK$86,888
+HK$4,350/mo
Deposit HK$1.71M · loan HK$15.43M · min. income ≈ HK$165,076/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,101 · Scale 2, in force from 26 Feb 2026)