LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,107
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,323
−HK$1,236/mo
Today · 4.125%
HK$41,559
baseline
▲ 0.50% · 4.625%
HK$44,088
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,118/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,506
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,673
−HK$1,183/mo
Today · 4.125%
HK$45,856
baseline
▲ 0.50% · 4.625%
HK$48,274
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,712/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,928
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,388
−HK$1,483/mo
Today · 4.125%
HK$49,871
baseline
▲ 0.50% · 4.625%
HK$52,906
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,742/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,207
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,607
−HK$1,421/mo
Today · 4.125%
HK$55,028
baseline
▲ 0.50% · 4.625%
HK$57,928
+HK$2,900/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,056/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,750
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,453
−HK$1,730/mo
Today · 4.125%
HK$58,183
baseline
▲ 0.50% · 4.625%
HK$61,723
+HK$3,540/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,366/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,908
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,542
−HK$1,657/mo
Today · 4.125%
HK$64,199
baseline
▲ 0.50% · 4.625%
HK$67,583
+HK$3,384/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,398/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,392
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,582
−HK$2,225/mo
Today · 4.125%
HK$74,807
baseline
▲ 0.50% · 4.625%
HK$79,358
+HK$4,551/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,614/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,311
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$80,411
−HK$2,131/mo
Today · 4.125%
HK$82,542
baseline
▲ 0.50% · 4.625%
HK$86,893
+HK$4,351/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,084/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,133 · Scale 2, in force from 26 Feb 2026)