LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,108
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,324
−HK$1,236/mo
Today · 4.125%
HK$41,560
baseline
▲ 0.50% · 4.625%
HK$44,089
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,120/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,507
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,674
−HK$1,183/mo
Today · 4.125%
HK$45,857
baseline
▲ 0.50% · 4.625%
HK$48,275
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,714/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,929
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,389
−HK$1,483/mo
Today · 4.125%
HK$49,872
baseline
▲ 0.50% · 4.625%
HK$52,907
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,744/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,208
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,609
−HK$1,420/mo
Today · 4.125%
HK$55,029
baseline
▲ 0.50% · 4.625%
HK$57,930
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,058/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,751
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,454
−HK$1,730/mo
Today · 4.125%
HK$58,184
baseline
▲ 0.50% · 4.625%
HK$61,725
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,368/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,910
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,543
−HK$1,657/mo
Today · 4.125%
HK$64,200
baseline
▲ 0.50% · 4.625%
HK$67,585
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,400/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,394
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,584
−HK$2,224/mo
Today · 4.125%
HK$74,808
baseline
▲ 0.50% · 4.625%
HK$79,360
+HK$4,552/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,616/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,313
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,413
−HK$2,130/mo
Today · 4.125%
HK$82,543
baseline
▲ 0.50% · 4.625%
HK$86,894
+HK$4,351/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,086/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,147 · Scale 2, in force from 26 Feb 2026)