LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,111
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,327
−HK$1,237/mo
Today · 4.125%
HK$41,564
baseline
▲ 0.50% · 4.625%
HK$44,093
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,128/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,510
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,677
−HK$1,184/mo
Today · 4.125%
HK$45,861
baseline
▲ 0.50% · 4.625%
HK$48,279
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,722/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,933
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,393
−HK$1,483/mo
Today · 4.125%
HK$49,876
baseline
▲ 0.50% · 4.625%
HK$52,911
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,752/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,213
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,613
−HK$1,420/mo
Today · 4.125%
HK$55,033
baseline
▲ 0.50% · 4.625%
HK$57,934
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,066/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,755
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,458
−HK$1,731/mo
Today · 4.125%
HK$58,189
baseline
▲ 0.50% · 4.625%
HK$61,730
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,378/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,915
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,548
−HK$1,658/mo
Today · 4.125%
HK$64,206
baseline
▲ 0.50% · 4.625%
HK$67,590
+HK$3,384/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,412/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,400
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,589
−HK$2,225/mo
Today · 4.125%
HK$74,814
baseline
▲ 0.50% · 4.625%
HK$79,367
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,628/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,319
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$80,419
−HK$2,131/mo
Today · 4.125%
HK$82,550
baseline
▲ 0.50% · 4.625%
HK$86,902
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,100/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,200 · Scale 2, in force from 26 Feb 2026)