LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,112
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,328
−HK$1,236/mo
Today · 4.125%
HK$41,564
baseline
▲ 0.50% · 4.625%
HK$44,093
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,128/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,511
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,678
−HK$1,184/mo
Today · 4.125%
HK$45,862
baseline
▲ 0.50% · 4.625%
HK$48,279
+HK$2,417/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,724/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,934
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,394
−HK$1,483/mo
Today · 4.125%
HK$49,877
baseline
▲ 0.50% · 4.625%
HK$52,912
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,754/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,213
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,614
−HK$1,420/mo
Today · 4.125%
HK$55,034
baseline
▲ 0.50% · 4.625%
HK$57,935
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,068/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,756
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,459
−HK$1,731/mo
Today · 4.125%
HK$58,190
baseline
▲ 0.50% · 4.625%
HK$61,731
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,380/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,916
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,549
−HK$1,658/mo
Today · 4.125%
HK$64,207
baseline
▲ 0.50% · 4.625%
HK$67,591
+HK$3,384/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,414/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,401
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,591
−HK$2,224/mo
Today · 4.125%
HK$74,815
baseline
▲ 0.50% · 4.625%
HK$79,368
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,630/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,320
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,421
−HK$2,131/mo
Today · 4.125%
HK$82,552
baseline
▲ 0.50% · 4.625%
HK$86,903
+HK$4,351/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,104/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,210 · Scale 2, in force from 26 Feb 2026)