LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,113
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,330
−HK$1,236/mo
Today · 4.125%
HK$41,566
baseline
▲ 0.50% · 4.625%
HK$44,095
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,132/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,513
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,680
−HK$1,184/mo
Today · 4.125%
HK$45,864
baseline
▲ 0.50% · 4.625%
HK$48,281
+HK$2,417/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,728/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,936
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,396
−HK$1,483/mo
Today · 4.125%
HK$49,879
baseline
▲ 0.50% · 4.625%
HK$52,914
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,758/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,216
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,616
−HK$1,421/mo
Today · 4.125%
HK$55,037
baseline
▲ 0.50% · 4.625%
HK$57,938
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,074/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,758
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,462
−HK$1,730/mo
Today · 4.125%
HK$58,192
baseline
▲ 0.50% · 4.625%
HK$61,733
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,384/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,918
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,552
−HK$1,657/mo
Today · 4.125%
HK$64,209
baseline
▲ 0.50% · 4.625%
HK$67,594
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,418/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,404
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,594
−HK$2,225/mo
Today · 4.125%
HK$74,819
baseline
▲ 0.50% · 4.625%
HK$79,371
+HK$4,552/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,638/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,323
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,424
−HK$2,131/mo
Today · 4.125%
HK$82,555
baseline
▲ 0.50% · 4.625%
HK$86,907
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,110/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,237 · Scale 2, in force from 26 Feb 2026)