LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,115
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,332
−HK$1,236/mo
Today · 4.125%
HK$41,568
baseline
▲ 0.50% · 4.625%
HK$44,097
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,136/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,515
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,682
−HK$1,184/mo
Today · 4.125%
HK$45,866
baseline
▲ 0.50% · 4.625%
HK$48,284
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,732/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,938
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,398
−HK$1,483/mo
Today · 4.125%
HK$49,881
baseline
▲ 0.50% · 4.625%
HK$52,917
+HK$3,036/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,762/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,218
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,619
−HK$1,420/mo
Today · 4.125%
HK$55,039
baseline
▲ 0.50% · 4.625%
HK$57,940
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,078/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$643,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,761
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,464
−HK$1,731/mo
Today · 4.125%
HK$58,195
baseline
▲ 0.50% · 4.625%
HK$61,736
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,390/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,921
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,555
−HK$1,657/mo
Today · 4.125%
HK$64,212
baseline
▲ 0.50% · 4.625%
HK$67,597
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,424/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,407
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,597
−HK$2,225/mo
Today · 4.125%
HK$74,822
baseline
▲ 0.50% · 4.625%
HK$79,375
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,644/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,327
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,428
−HK$2,131/mo
Today · 4.125%
HK$82,559
baseline
▲ 0.50% · 4.625%
HK$86,911
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,118/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,267 · Scale 2, in force from 26 Feb 2026)