LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,116
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,333
−HK$1,236/mo
Today · 4.125%
HK$41,569
baseline
▲ 0.50% · 4.625%
HK$44,099
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,138/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,517
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,684
−HK$1,184/mo
Today · 4.125%
HK$45,868
baseline
▲ 0.50% · 4.625%
HK$48,285
+HK$2,417/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,736/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,940
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,400
−HK$1,483/mo
Today · 4.125%
HK$49,883
baseline
▲ 0.50% · 4.625%
HK$52,918
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,766/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,220
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,620
−HK$1,421/mo
Today · 4.125%
HK$55,041
baseline
▲ 0.50% · 4.625%
HK$57,942
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,082/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,763
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,466
−HK$1,731/mo
Today · 4.125%
HK$58,197
baseline
▲ 0.50% · 4.625%
HK$61,738
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,394/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,923
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,557
−HK$1,658/mo
Today · 4.125%
HK$64,215
baseline
▲ 0.50% · 4.625%
HK$67,600
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,430/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,410
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,600
−HK$2,225/mo
Today · 4.125%
HK$74,825
baseline
▲ 0.50% · 4.625%
HK$79,378
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,650/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,330
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,431
−HK$2,131/mo
Today · 4.125%
HK$82,562
baseline
▲ 0.50% · 4.625%
HK$86,914
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,124/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,290 · Scale 2, in force from 26 Feb 2026)