LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,117
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,334
−HK$1,236/mo
Today · 4.125%
HK$41,570
baseline
▲ 0.50% · 4.625%
HK$44,100
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,140/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,518
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,685
−HK$1,184/mo
Today · 4.125%
HK$45,869
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,738/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,941
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,401
−HK$1,484/mo
Today · 4.125%
HK$49,885
baseline
▲ 0.50% · 4.625%
HK$52,920
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,770/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,221
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,622
−HK$1,421/mo
Today · 4.125%
HK$55,043
baseline
▲ 0.50% · 4.625%
HK$57,944
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,086/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,764
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,468
−HK$1,731/mo
Today · 4.125%
HK$58,199
baseline
▲ 0.50% · 4.625%
HK$61,740
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,398/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,925
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,559
−HK$1,657/mo
Today · 4.125%
HK$64,216
baseline
▲ 0.50% · 4.625%
HK$67,601
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,432/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,411
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,602
−HK$2,225/mo
Today · 4.125%
HK$74,827
baseline
▲ 0.50% · 4.625%
HK$79,380
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,654/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,332
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,433
−HK$2,131/mo
Today · 4.125%
HK$82,564
baseline
▲ 0.50% · 4.625%
HK$86,916
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,128/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,307 · Scale 2, in force from 26 Feb 2026)