LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,118
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,335
−HK$1,236/mo
Today · 4.125%
HK$41,571
baseline
▲ 0.50% · 4.625%
HK$44,100
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,142/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,518
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,685
−HK$1,184/mo
Today · 4.125%
HK$45,869
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,738/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,942
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,402
−HK$1,483/mo
Today · 4.125%
HK$49,885
baseline
▲ 0.50% · 4.625%
HK$52,921
+HK$3,036/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,770/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,222
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,623
−HK$1,420/mo
Today · 4.125%
HK$55,043
baseline
▲ 0.50% · 4.625%
HK$57,945
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,086/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,765
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,469
−HK$1,730/mo
Today · 4.125%
HK$58,199
baseline
▲ 0.50% · 4.625%
HK$61,741
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,398/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,926
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,560
−HK$1,657/mo
Today · 4.125%
HK$64,217
baseline
▲ 0.50% · 4.625%
HK$67,602
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,434/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,412
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,602
−HK$2,226/mo
Today · 4.125%
HK$74,828
baseline
▲ 0.50% · 4.625%
HK$79,381
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,656/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,333
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,434
−HK$2,131/mo
Today · 4.125%
HK$82,565
baseline
▲ 0.50% · 4.625%
HK$86,917
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,130/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,315 · Scale 2, in force from 26 Feb 2026)