LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,119
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,335
−HK$1,237/mo
Today · 4.125%
HK$41,572
baseline
▲ 0.50% · 4.625%
HK$44,101
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,144/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,519
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,686
−HK$1,184/mo
Today · 4.125%
HK$45,870
baseline
▲ 0.50% · 4.625%
HK$48,288
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,740/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,942
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,402
−HK$1,484/mo
Today · 4.125%
HK$49,886
baseline
▲ 0.50% · 4.625%
HK$52,921
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,772/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,223
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,623
−HK$1,421/mo
Today · 4.125%
HK$55,044
baseline
▲ 0.50% · 4.625%
HK$57,946
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,088/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,766
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,469
−HK$1,731/mo
Today · 4.125%
HK$58,200
baseline
▲ 0.50% · 4.625%
HK$61,742
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,400/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,927
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,561
−HK$1,657/mo
Today · 4.125%
HK$64,218
baseline
▲ 0.50% · 4.625%
HK$67,603
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,436/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,413
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,604
−HK$2,225/mo
Today · 4.125%
HK$74,829
baseline
▲ 0.50% · 4.625%
HK$79,382
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,658/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,334
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,435
−HK$2,131/mo
Today · 4.125%
HK$82,566
baseline
▲ 0.50% · 4.625%
HK$86,918
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,132/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,325 · Scale 2, in force from 26 Feb 2026)