LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,120
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,337
−HK$1,237/mo
Today · 4.125%
HK$41,574
baseline
▲ 0.50% · 4.625%
HK$44,103
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,148/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,521
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,688
−HK$1,184/mo
Today · 4.125%
HK$45,872
baseline
▲ 0.50% · 4.625%
HK$48,290
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,744/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,944
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,405
−HK$1,483/mo
Today · 4.125%
HK$49,888
baseline
▲ 0.50% · 4.625%
HK$52,924
+HK$3,036/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,776/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,225
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,626
−HK$1,421/mo
Today · 4.125%
HK$55,047
baseline
▲ 0.50% · 4.625%
HK$57,948
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,094/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,768
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,472
−HK$1,731/mo
Today · 4.125%
HK$58,203
baseline
▲ 0.50% · 4.625%
HK$61,744
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,406/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,929
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,563
−HK$1,658/mo
Today · 4.125%
HK$64,221
baseline
▲ 0.50% · 4.625%
HK$67,606
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,442/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,417
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,607
−HK$2,225/mo
Today · 4.125%
HK$74,832
baseline
▲ 0.50% · 4.625%
HK$79,386
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,664/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,338
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,439
−HK$2,131/mo
Today · 4.125%
HK$82,570
baseline
▲ 0.50% · 4.625%
HK$86,923
+HK$4,353/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,140/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,355 · Scale 2, in force from 26 Feb 2026)