LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,121
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,337
−HK$1,237/mo
Today · 4.125%
HK$41,574
baseline
▲ 0.50% · 4.625%
HK$44,103
+HK$2,529/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,148/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,521
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,688
−HK$1,185/mo
Today · 4.125%
HK$45,873
baseline
▲ 0.50% · 4.625%
HK$48,291
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,746/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,945
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,405
−HK$1,484/mo
Today · 4.125%
HK$49,889
baseline
▲ 0.50% · 4.625%
HK$52,924
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,778/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,226
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,626
−HK$1,421/mo
Today · 4.125%
HK$55,047
baseline
▲ 0.50% · 4.625%
HK$57,949
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,094/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,769
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,472
−HK$1,731/mo
Today · 4.125%
HK$58,203
baseline
▲ 0.50% · 4.625%
HK$61,745
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,406/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,930
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,564
−HK$1,658/mo
Today · 4.125%
HK$64,222
baseline
▲ 0.50% · 4.625%
HK$67,607
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,444/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,417
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,607
−HK$2,226/mo
Today · 4.125%
HK$74,833
baseline
▲ 0.50% · 4.625%
HK$79,386
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,666/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,338
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,439
−HK$2,132/mo
Today · 4.125%
HK$82,571
baseline
▲ 0.50% · 4.625%
HK$86,923
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,142/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,359 · Scale 2, in force from 26 Feb 2026)