LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,122
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,338
−HK$1,237/mo
Today · 4.125%
HK$41,575
baseline
▲ 0.50% · 4.625%
HK$44,105
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,150/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,522
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,690
−HK$1,184/mo
Today · 4.125%
HK$45,874
baseline
▲ 0.50% · 4.625%
HK$48,292
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,748/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,946
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,406
−HK$1,484/mo
Today · 4.125%
HK$49,890
baseline
▲ 0.50% · 4.625%
HK$52,925
+HK$3,035/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,780/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,227
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,628
−HK$1,420/mo
Today · 4.125%
HK$55,048
baseline
▲ 0.50% · 4.625%
HK$57,950
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,096/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,770
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,474
−HK$1,731/mo
Today · 4.125%
HK$58,205
baseline
▲ 0.50% · 4.625%
HK$61,746
+HK$3,541/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,410/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,931
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,565
−HK$1,658/mo
Today · 4.125%
HK$64,223
baseline
▲ 0.50% · 4.625%
HK$67,608
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,446/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,419
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,609
−HK$2,226/mo
Today · 4.125%
HK$74,835
baseline
▲ 0.50% · 4.625%
HK$79,388
+HK$4,553/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,670/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,340
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,441
−HK$2,132/mo
Today · 4.125%
HK$82,573
baseline
▲ 0.50% · 4.625%
HK$86,925
+HK$4,352/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,146/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,375 · Scale 2, in force from 26 Feb 2026)