LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,122
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,339
−HK$1,236/mo
Today · 4.125%
HK$41,575
baseline
▲ 0.50% · 4.625%
HK$44,105
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,150/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,523
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,690
−HK$1,184/mo
Today · 4.125%
HK$45,874
baseline
▲ 0.50% · 4.625%
HK$48,292
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,748/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,946
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,406
−HK$1,484/mo
Today · 4.125%
HK$49,890
baseline
▲ 0.50% · 4.625%
HK$52,926
+HK$3,036/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,780/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,227
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,628
−HK$1,421/mo
Today · 4.125%
HK$55,049
baseline
▲ 0.50% · 4.625%
HK$57,950
+HK$2,901/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,098/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,770
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,474
−HK$1,731/mo
Today · 4.125%
HK$58,205
baseline
▲ 0.50% · 4.625%
HK$61,747
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,410/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,932
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,566
−HK$1,657/mo
Today · 4.125%
HK$64,223
baseline
▲ 0.50% · 4.625%
HK$67,609
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,446/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,419
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,610
−HK$2,225/mo
Today · 4.125%
HK$74,835
baseline
▲ 0.50% · 4.625%
HK$79,389
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,670/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,341
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,442
−HK$2,131/mo
Today · 4.125%
HK$82,573
baseline
▲ 0.50% · 4.625%
HK$86,926
+HK$4,353/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,146/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,377 · Scale 2, in force from 26 Feb 2026)