LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,125
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,342
−HK$1,236/mo
Today · 4.125%
HK$41,578
baseline
▲ 0.50% · 4.625%
HK$44,108
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,156/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,526
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,693
−HK$1,185/mo
Today · 4.125%
HK$45,878
baseline
▲ 0.50% · 4.625%
HK$48,296
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,756/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,950
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,410
−HK$1,484/mo
Today · 4.125%
HK$49,894
baseline
▲ 0.50% · 4.625%
HK$52,930
+HK$3,036/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$99,788/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,231
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,632
−HK$1,421/mo
Today · 4.125%
HK$55,053
baseline
▲ 0.50% · 4.625%
HK$57,955
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.29M · min. income ≈ HK$110,106/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,775
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,479
−HK$1,731/mo
Today · 4.125%
HK$58,210
baseline
▲ 0.50% · 4.625%
HK$61,752
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,420/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,936
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,571
−HK$1,658/mo
Today · 4.125%
HK$64,229
baseline
▲ 0.50% · 4.625%
HK$67,614
+HK$3,385/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,458/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,425
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,615
−HK$2,226/mo
Today · 4.125%
HK$74,841
baseline
▲ 0.50% · 4.625%
HK$79,395
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,682/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,347
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,448
−HK$2,132/mo
Today · 4.125%
HK$82,580
baseline
▲ 0.50% · 4.625%
HK$86,933
+HK$4,353/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,160/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,430 · Scale 2, in force from 26 Feb 2026)