LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,126
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,343
−HK$1,236/mo
Today · 4.125%
HK$41,579
baseline
▲ 0.50% · 4.625%
HK$44,109
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,158/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,527
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,694
−HK$1,185/mo
Today · 4.125%
HK$45,879
baseline
▲ 0.50% · 4.625%
HK$48,297
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,758/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,951
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,411
−HK$1,484/mo
Today · 4.125%
HK$49,895
baseline
▲ 0.50% · 4.625%
HK$52,931
+HK$3,036/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,790/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,232
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,633
−HK$1,421/mo
Today · 4.125%
HK$55,054
baseline
▲ 0.50% · 4.625%
HK$57,956
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,108/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,776
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,480
−HK$1,731/mo
Today · 4.125%
HK$58,211
baseline
▲ 0.50% · 4.625%
HK$61,753
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,422/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,938
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,572
−HK$1,658/mo
Today · 4.125%
HK$64,230
baseline
▲ 0.50% · 4.625%
HK$67,616
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,460/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,426
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,617
−HK$2,226/mo
Today · 4.125%
HK$74,843
baseline
▲ 0.50% · 4.625%
HK$79,397
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,686/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,349
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,450
−HK$2,132/mo
Today · 4.125%
HK$82,582
baseline
▲ 0.50% · 4.625%
HK$86,935
+HK$4,353/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,164/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,444 · Scale 2, in force from 26 Feb 2026)