LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,126
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,343
−HK$1,237/mo
Today · 4.125%
HK$41,580
baseline
▲ 0.50% · 4.625%
HK$44,110
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,160/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,528
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,695
−HK$1,184/mo
Today · 4.125%
HK$45,879
baseline
▲ 0.50% · 4.625%
HK$48,298
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,758/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,952
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,412
−HK$1,484/mo
Today · 4.125%
HK$49,896
baseline
▲ 0.50% · 4.625%
HK$52,932
+HK$3,036/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,792/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,233
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,634
−HK$1,421/mo
Today · 4.125%
HK$55,055
baseline
▲ 0.50% · 4.625%
HK$57,957
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,110/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,777
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,481
−HK$1,731/mo
Today · 4.125%
HK$58,212
baseline
▲ 0.50% · 4.625%
HK$61,754
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,424/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,939
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,573
−HK$1,658/mo
Today · 4.125%
HK$64,231
baseline
▲ 0.50% · 4.625%
HK$67,617
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,462/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,427
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,618
−HK$2,226/mo
Today · 4.125%
HK$74,844
baseline
▲ 0.50% · 4.625%
HK$79,398
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,688/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,350
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,451
−HK$2,132/mo
Today · 4.125%
HK$82,583
baseline
▲ 0.50% · 4.625%
HK$86,936
+HK$4,353/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,166/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,452 · Scale 2, in force from 26 Feb 2026)