LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,127
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,344
−HK$1,236/mo
Today · 4.125%
HK$41,580
baseline
▲ 0.50% · 4.625%
HK$44,110
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,160/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,528
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,696
−HK$1,184/mo
Today · 4.125%
HK$45,880
baseline
▲ 0.50% · 4.625%
HK$48,298
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,760/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,952
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,413
−HK$1,483/mo
Today · 4.125%
HK$49,896
baseline
▲ 0.50% · 4.625%
HK$52,933
+HK$3,037/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,792/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,234
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,635
−HK$1,421/mo
Today · 4.125%
HK$55,056
baseline
▲ 0.50% · 4.625%
HK$57,958
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,112/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,778
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,481
−HK$1,732/mo
Today · 4.125%
HK$58,213
baseline
▲ 0.50% · 4.625%
HK$61,755
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,426/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,939
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,574
−HK$1,658/mo
Today · 4.125%
HK$64,232
baseline
▲ 0.50% · 4.625%
HK$67,618
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,464/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,428
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,619
−HK$2,226/mo
Today · 4.125%
HK$74,845
baseline
▲ 0.50% · 4.625%
HK$79,399
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,690/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,351
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,452
−HK$2,132/mo
Today · 4.125%
HK$82,584
baseline
▲ 0.50% · 4.625%
HK$86,937
+HK$4,353/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,168/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,461 · Scale 2, in force from 26 Feb 2026)