LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,128
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,345
−HK$1,236/mo
Today · 4.125%
HK$41,581
baseline
▲ 0.50% · 4.625%
HK$44,111
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,162/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,529
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,696
−HK$1,185/mo
Today · 4.125%
HK$45,881
baseline
▲ 0.50% · 4.625%
HK$48,299
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,762/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,953
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,414
−HK$1,483/mo
Today · 4.125%
HK$49,897
baseline
▲ 0.50% · 4.625%
HK$52,934
+HK$3,037/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,794/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,235
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,636
−HK$1,421/mo
Today · 4.125%
HK$55,057
baseline
▲ 0.50% · 4.625%
HK$57,959
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,114/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,779
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,483
−HK$1,731/mo
Today · 4.125%
HK$58,214
baseline
▲ 0.50% · 4.625%
HK$61,756
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,428/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,941
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,575
−HK$1,658/mo
Today · 4.125%
HK$64,233
baseline
▲ 0.50% · 4.625%
HK$67,619
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,466/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,430
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,620
−HK$2,226/mo
Today · 4.125%
HK$74,846
baseline
▲ 0.50% · 4.625%
HK$79,400
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,692/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,352
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,454
−HK$2,131/mo
Today · 4.125%
HK$82,585
baseline
▲ 0.50% · 4.625%
HK$86,939
+HK$4,354/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,170/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,474 · Scale 2, in force from 26 Feb 2026)