LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,129
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,346
−HK$1,236/mo
Today · 4.125%
HK$41,582
baseline
▲ 0.50% · 4.625%
HK$44,113
+HK$2,531/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,164/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,530
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,698
−HK$1,184/mo
Today · 4.125%
HK$45,882
baseline
▲ 0.50% · 4.625%
HK$48,301
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,764/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,954
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,415
−HK$1,484/mo
Today · 4.125%
HK$49,899
baseline
▲ 0.50% · 4.625%
HK$52,935
+HK$3,036/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,798/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,236
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,637
−HK$1,422/mo
Today · 4.125%
HK$55,059
baseline
▲ 0.50% · 4.625%
HK$57,961
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,118/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,780
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,484
−HK$1,731/mo
Today · 4.125%
HK$58,215
baseline
▲ 0.50% · 4.625%
HK$61,758
+HK$3,543/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,430/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,942
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,577
−HK$1,658/mo
Today · 4.125%
HK$64,235
baseline
▲ 0.50% · 4.625%
HK$67,621
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,470/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,432
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,623
−HK$2,225/mo
Today · 4.125%
HK$74,848
baseline
▲ 0.50% · 4.625%
HK$79,403
+HK$4,555/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,696/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,355
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,456
−HK$2,132/mo
Today · 4.125%
HK$82,588
baseline
▲ 0.50% · 4.625%
HK$86,941
+HK$4,353/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,176/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,493 · Scale 2, in force from 26 Feb 2026)