LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,130
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,347
−HK$1,237/mo
Today · 4.125%
HK$41,584
baseline
▲ 0.50% · 4.625%
HK$44,114
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,168/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,532
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,699
−HK$1,185/mo
Today · 4.125%
HK$45,884
baseline
▲ 0.50% · 4.625%
HK$48,302
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,768/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,956
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,417
−HK$1,483/mo
Today · 4.125%
HK$49,900
baseline
▲ 0.50% · 4.625%
HK$52,937
+HK$3,037/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,800/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,238
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,639
−HK$1,421/mo
Today · 4.125%
HK$55,060
baseline
▲ 0.50% · 4.625%
HK$57,963
+HK$2,903/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,120/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,782
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,486
−HK$1,731/mo
Today · 4.125%
HK$58,217
baseline
▲ 0.50% · 4.625%
HK$61,760
+HK$3,543/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,434/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,944
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,579
−HK$1,658/mo
Today · 4.125%
HK$64,237
baseline
▲ 0.50% · 4.625%
HK$67,623
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,474/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,434
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,625
−HK$2,226/mo
Today · 4.125%
HK$74,851
baseline
▲ 0.50% · 4.625%
HK$79,405
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$149,702/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,357
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,458
−HK$2,132/mo
Today · 4.125%
HK$82,590
baseline
▲ 0.50% · 4.625%
HK$86,944
+HK$4,354/mo
Deposit HK$1.72M · loan HK$15.44M · min. income ≈ HK$165,180/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,512 · Scale 2, in force from 26 Feb 2026)