LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,132
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,349
−HK$1,237/mo
Today · 4.125%
HK$41,586
baseline
▲ 0.50% · 4.625%
HK$44,116
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,172/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,534
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,702
−HK$1,184/mo
Today · 4.125%
HK$45,886
baseline
▲ 0.50% · 4.625%
HK$48,305
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,772/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,958
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,419
−HK$1,484/mo
Today · 4.125%
HK$49,903
baseline
▲ 0.50% · 4.625%
HK$52,940
+HK$3,037/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,806/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,241
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,642
−HK$1,421/mo
Today · 4.125%
HK$55,063
baseline
▲ 0.50% · 4.625%
HK$57,966
+HK$2,903/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,126/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,785
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,489
−HK$1,731/mo
Today · 4.125%
HK$58,220
baseline
▲ 0.50% · 4.625%
HK$61,763
+HK$3,543/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,440/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,948
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,582
−HK$1,658/mo
Today · 4.125%
HK$64,240
baseline
▲ 0.50% · 4.625%
HK$67,627
+HK$3,387/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,480/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,438
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,629
−HK$2,226/mo
Today · 4.125%
HK$74,855
baseline
▲ 0.50% · 4.625%
HK$79,409
+HK$4,554/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,710/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,361
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,463
−HK$2,132/mo
Today · 4.125%
HK$82,595
baseline
▲ 0.50% · 4.625%
HK$86,949
+HK$4,354/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,190/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,547 · Scale 2, in force from 26 Feb 2026)