LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,134
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,351
−HK$1,237/mo
Today · 4.125%
HK$41,588
baseline
▲ 0.50% · 4.625%
HK$44,118
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,176/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,536
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,704
−HK$1,184/mo
Today · 4.125%
HK$45,888
baseline
▲ 0.50% · 4.625%
HK$48,307
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,776/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,960
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,421
−HK$1,484/mo
Today · 4.125%
HK$49,905
baseline
▲ 0.50% · 4.625%
HK$52,942
+HK$3,037/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,810/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,243
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,644
−HK$1,422/mo
Today · 4.125%
HK$55,066
baseline
▲ 0.50% · 4.625%
HK$57,968
+HK$2,902/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,132/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,787
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,491
−HK$1,732/mo
Today · 4.125%
HK$58,223
baseline
▲ 0.50% · 4.625%
HK$61,766
+HK$3,543/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,446/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,950
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,585
−HK$1,658/mo
Today · 4.125%
HK$64,243
baseline
▲ 0.50% · 4.625%
HK$67,630
+HK$3,387/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,486/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,441
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,632
−HK$2,226/mo
Today · 4.125%
HK$74,858
baseline
▲ 0.50% · 4.625%
HK$79,413
+HK$4,555/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,716/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,365
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,466
−HK$2,132/mo
Today · 4.125%
HK$82,598
baseline
▲ 0.50% · 4.625%
HK$86,952
+HK$4,354/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,196/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,575 · Scale 2, in force from 26 Feb 2026)