LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,134
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,352
−HK$1,236/mo
Today · 4.125%
HK$41,588
baseline
▲ 0.50% · 4.625%
HK$44,119
+HK$2,531/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,176/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,537
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,704
−HK$1,185/mo
Today · 4.125%
HK$45,889
baseline
▲ 0.50% · 4.625%
HK$48,307
+HK$2,418/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,778/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,961
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,422
−HK$1,484/mo
Today · 4.125%
HK$49,906
baseline
▲ 0.50% · 4.625%
HK$52,943
+HK$3,037/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$99,812/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,244
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,645
−HK$1,421/mo
Today · 4.125%
HK$55,066
baseline
▲ 0.50% · 4.625%
HK$57,969
+HK$2,903/mo
Deposit HK$6.86M · loan HK$10.30M · min. income ≈ HK$110,132/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,788
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,492
−HK$1,732/mo
Today · 4.125%
HK$58,224
baseline
▲ 0.50% · 4.625%
HK$61,766
+HK$3,542/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,448/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,951
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,586
−HK$1,658/mo
Today · 4.125%
HK$64,244
baseline
▲ 0.50% · 4.625%
HK$67,630
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,488/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,442
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,633
−HK$2,226/mo
Today · 4.125%
HK$74,859
baseline
▲ 0.50% · 4.625%
HK$79,414
+HK$4,555/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,718/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,366
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,467
−HK$2,133/mo
Today · 4.125%
HK$82,600
baseline
▲ 0.50% · 4.625%
HK$86,953
+HK$4,353/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,200/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,584 · Scale 2, in force from 26 Feb 2026)