LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,135
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,353
−HK$1,237/mo
Today · 4.125%
HK$41,590
baseline
▲ 0.50% · 4.625%
HK$44,120
+HK$2,530/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,180/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,538
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,705
−HK$1,185/mo
Today · 4.125%
HK$45,890
baseline
▲ 0.50% · 4.625%
HK$48,309
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,780/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$643,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,962
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,423
−HK$1,484/mo
Today · 4.125%
HK$49,907
baseline
▲ 0.50% · 4.625%
HK$52,944
+HK$3,037/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,814/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,245
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,646
−HK$1,422/mo
Today · 4.125%
HK$55,068
baseline
▲ 0.50% · 4.625%
HK$57,971
+HK$2,903/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,136/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,790
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,494
−HK$1,731/mo
Today · 4.125%
HK$58,225
baseline
▲ 0.50% · 4.625%
HK$61,768
+HK$3,543/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,450/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,953
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,588
−HK$1,658/mo
Today · 4.125%
HK$64,246
baseline
▲ 0.50% · 4.625%
HK$67,632
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,492/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,444
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,635
−HK$2,226/mo
Today · 4.125%
HK$74,861
baseline
▲ 0.50% · 4.625%
HK$79,416
+HK$4,555/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,722/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,368
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,470
−HK$2,132/mo
Today · 4.125%
HK$82,602
baseline
▲ 0.50% · 4.625%
HK$86,956
+HK$4,354/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,204/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,602 · Scale 2, in force from 26 Feb 2026)