LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,139
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,356
−HK$1,237/mo
Today · 4.125%
HK$41,593
baseline
▲ 0.50% · 4.625%
HK$44,124
+HK$2,531/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,186/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,542
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,709
−HK$1,185/mo
Today · 4.125%
HK$45,894
baseline
▲ 0.50% · 4.625%
HK$48,313
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,788/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,967
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,427
−HK$1,485/mo
Today · 4.125%
HK$49,912
baseline
▲ 0.50% · 4.625%
HK$52,949
+HK$3,037/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,824/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,250
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,651
−HK$1,422/mo
Today · 4.125%
HK$55,073
baseline
▲ 0.50% · 4.625%
HK$57,976
+HK$2,903/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,146/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,794
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,499
−HK$1,731/mo
Today · 4.125%
HK$58,230
baseline
▲ 0.50% · 4.625%
HK$61,774
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$116,460/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,958
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,593
−HK$1,659/mo
Today · 4.125%
HK$64,252
baseline
▲ 0.50% · 4.625%
HK$67,638
+HK$3,386/mo
Deposit HK$5.15M · loan HK$12.01M · min. income ≈ HK$128,504/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,450
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$72,641
−HK$2,227/mo
Today · 4.125%
HK$74,868
baseline
▲ 0.50% · 4.625%
HK$79,423
+HK$4,555/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,736/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,375
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,477
−HK$2,132/mo
Today · 4.125%
HK$82,609
baseline
▲ 0.50% · 4.625%
HK$86,964
+HK$4,355/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,218/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,659 · Scale 2, in force from 26 Feb 2026)