LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,142
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,360
−HK$1,237/mo
Today · 4.125%
HK$41,597
baseline
▲ 0.50% · 4.625%
HK$44,128
+HK$2,531/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,194/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,545
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,713
−HK$1,185/mo
Today · 4.125%
HK$45,898
baseline
▲ 0.50% · 4.625%
HK$48,317
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,796/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,971
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,432
−HK$1,484/mo
Today · 4.125%
HK$49,916
baseline
▲ 0.50% · 4.625%
HK$52,953
+HK$3,037/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,832/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,254
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,656
−HK$1,421/mo
Today · 4.125%
HK$55,077
baseline
▲ 0.50% · 4.625%
HK$57,981
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,154/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,799
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,504
−HK$1,731/mo
Today · 4.125%
HK$58,235
baseline
▲ 0.50% · 4.625%
HK$61,779
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,470/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,963
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,598
−HK$1,659/mo
Today · 4.125%
HK$64,257
baseline
▲ 0.50% · 4.625%
HK$67,644
+HK$3,387/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,514/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,456
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$72,647
−HK$2,227/mo
Today · 4.125%
HK$74,874
baseline
▲ 0.50% · 4.625%
HK$79,430
+HK$4,556/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,748/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,381
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,484
−HK$2,132/mo
Today · 4.125%
HK$82,616
baseline
▲ 0.50% · 4.625%
HK$86,971
+HK$4,355/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,232/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,713 · Scale 2, in force from 26 Feb 2026)