LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,143
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,361
−HK$1,237/mo
Today · 4.125%
HK$41,598
baseline
▲ 0.50% · 4.625%
HK$44,129
+HK$2,531/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,196/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,547
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,715
−HK$1,184/mo
Today · 4.125%
HK$45,899
baseline
▲ 0.50% · 4.625%
HK$48,319
+HK$2,420/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,798/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,972
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,433
−HK$1,485/mo
Today · 4.125%
HK$49,918
baseline
▲ 0.50% · 4.625%
HK$52,955
+HK$3,037/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,836/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,256
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,657
−HK$1,422/mo
Today · 4.125%
HK$55,079
baseline
▲ 0.50% · 4.625%
HK$57,982
+HK$2,903/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,158/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,801
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,505
−HK$1,732/mo
Today · 4.125%
HK$58,237
baseline
▲ 0.50% · 4.625%
HK$61,781
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,474/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,965
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,600
−HK$1,659/mo
Today · 4.125%
HK$64,259
baseline
▲ 0.50% · 4.625%
HK$67,646
+HK$3,387/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,518/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,458
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$72,650
−HK$2,226/mo
Today · 4.125%
HK$74,876
baseline
▲ 0.50% · 4.625%
HK$79,433
+HK$4,557/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,752/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,384
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,486
−HK$2,133/mo
Today · 4.125%
HK$82,619
baseline
▲ 0.50% · 4.625%
HK$86,974
+HK$4,355/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,238/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,734 · Scale 2, in force from 26 Feb 2026)