LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,147
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,364
−HK$1,237/mo
Today · 4.125%
HK$41,601
baseline
▲ 0.50% · 4.625%
HK$44,133
+HK$2,532/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,202/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,550
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,718
−HK$1,185/mo
Today · 4.125%
HK$45,903
baseline
▲ 0.50% · 4.625%
HK$48,323
+HK$2,420/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,806/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,976
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,437
−HK$1,485/mo
Today · 4.125%
HK$49,922
baseline
▲ 0.50% · 4.625%
HK$52,959
+HK$3,037/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,844/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,260
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,662
−HK$1,422/mo
Today · 4.125%
HK$55,084
baseline
▲ 0.50% · 4.625%
HK$57,987
+HK$2,903/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,168/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,805
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,510
−HK$1,732/mo
Today · 4.125%
HK$58,242
baseline
▲ 0.50% · 4.625%
HK$61,786
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,484/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,970
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,606
−HK$1,658/mo
Today · 4.125%
HK$64,264
baseline
▲ 0.50% · 4.625%
HK$67,652
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,528/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,464
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,656
−HK$2,227/mo
Today · 4.125%
HK$74,883
baseline
▲ 0.50% · 4.625%
HK$79,439
+HK$4,556/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,766/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,390
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,493
−HK$2,133/mo
Today · 4.125%
HK$82,626
baseline
▲ 0.50% · 4.625%
HK$86,981
+HK$4,355/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,252/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,787 · Scale 2, in force from 26 Feb 2026)