LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,148
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,366
−HK$1,237/mo
Today · 4.125%
HK$41,603
baseline
▲ 0.50% · 4.625%
HK$44,134
+HK$2,531/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,206/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,552
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,720
−HK$1,185/mo
Today · 4.125%
HK$45,905
baseline
▲ 0.50% · 4.625%
HK$48,324
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,810/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,978
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,439
−HK$1,484/mo
Today · 4.125%
HK$49,923
baseline
▲ 0.50% · 4.625%
HK$52,961
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,846/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,262
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,664
−HK$1,422/mo
Today · 4.125%
HK$55,086
baseline
▲ 0.50% · 4.625%
HK$57,989
+HK$2,903/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,172/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,807
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,512
−HK$1,732/mo
Today · 4.125%
HK$58,244
baseline
▲ 0.50% · 4.625%
HK$61,788
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,488/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,972
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,608
−HK$1,659/mo
Today · 4.125%
HK$64,267
baseline
▲ 0.50% · 4.625%
HK$67,654
+HK$3,387/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,534/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,466
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,658
−HK$2,227/mo
Today · 4.125%
HK$74,885
baseline
▲ 0.50% · 4.625%
HK$79,442
+HK$4,557/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,770/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,393
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,496
−HK$2,132/mo
Today · 4.125%
HK$82,628
baseline
▲ 0.50% · 4.625%
HK$86,984
+HK$4,356/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,256/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,809 · Scale 2, in force from 26 Feb 2026)