LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,149
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,367
−HK$1,237/mo
Today · 4.125%
HK$41,604
baseline
▲ 0.50% · 4.625%
HK$44,136
+HK$2,532/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,208/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,553
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,721
−HK$1,185/mo
Today · 4.125%
HK$45,906
baseline
▲ 0.50% · 4.625%
HK$48,326
+HK$2,420/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,812/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,979
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,440
−HK$1,485/mo
Today · 4.125%
HK$49,925
baseline
▲ 0.50% · 4.625%
HK$52,963
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,850/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,264
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,665
−HK$1,422/mo
Today · 4.125%
HK$55,087
baseline
▲ 0.50% · 4.625%
HK$57,991
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,174/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,809
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,514
−HK$1,732/mo
Today · 4.125%
HK$58,246
baseline
▲ 0.50% · 4.625%
HK$61,790
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,492/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,974
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,610
−HK$1,659/mo
Today · 4.125%
HK$64,269
baseline
▲ 0.50% · 4.625%
HK$67,656
+HK$3,387/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,538/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,469
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,661
−HK$2,227/mo
Today · 4.125%
HK$74,888
baseline
▲ 0.50% · 4.625%
HK$79,444
+HK$4,556/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,776/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,396
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,498
−HK$2,133/mo
Today · 4.125%
HK$82,631
baseline
▲ 0.50% · 4.625%
HK$86,987
+HK$4,356/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,262/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,830 · Scale 2, in force from 26 Feb 2026)