LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,150
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,368
−HK$1,238/mo
Today · 4.125%
HK$41,606
baseline
▲ 0.50% · 4.625%
HK$44,137
+HK$2,531/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,212/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,554
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,723
−HK$1,185/mo
Today · 4.125%
HK$45,908
baseline
▲ 0.50% · 4.625%
HK$48,327
+HK$2,419/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,816/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,981
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,442
−HK$1,485/mo
Today · 4.125%
HK$49,927
baseline
▲ 0.50% · 4.625%
HK$52,965
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,854/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,265
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,667
−HK$1,422/mo
Today · 4.125%
HK$55,089
baseline
▲ 0.50% · 4.625%
HK$57,993
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,178/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,811
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,516
−HK$1,732/mo
Today · 4.125%
HK$58,248
baseline
▲ 0.50% · 4.625%
HK$61,792
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,496/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,976
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,612
−HK$1,659/mo
Today · 4.125%
HK$64,271
baseline
▲ 0.50% · 4.625%
HK$67,658
+HK$3,387/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,542/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,471
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,663
−HK$2,227/mo
Today · 4.125%
HK$74,890
baseline
▲ 0.50% · 4.625%
HK$79,447
+HK$4,557/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,780/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,398
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,501
−HK$2,133/mo
Today · 4.125%
HK$82,634
baseline
▲ 0.50% · 4.625%
HK$86,989
+HK$4,355/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,268/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,850 · Scale 2, in force from 26 Feb 2026)