LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,151
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,369
−HK$1,237/mo
Today · 4.125%
HK$41,606
baseline
▲ 0.50% · 4.625%
HK$44,138
+HK$2,532/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,212/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,555
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,723
−HK$1,185/mo
Today · 4.125%
HK$45,908
baseline
▲ 0.50% · 4.625%
HK$48,328
+HK$2,420/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,816/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,981
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,442
−HK$1,485/mo
Today · 4.125%
HK$49,927
baseline
▲ 0.50% · 4.625%
HK$52,965
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,854/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,266
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,668
−HK$1,422/mo
Today · 4.125%
HK$55,090
baseline
▲ 0.50% · 4.625%
HK$57,993
+HK$2,903/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,180/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,811
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,516
−HK$1,732/mo
Today · 4.125%
HK$58,248
baseline
▲ 0.50% · 4.625%
HK$61,793
+HK$3,545/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,496/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,977
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,612
−HK$1,659/mo
Today · 4.125%
HK$64,271
baseline
▲ 0.50% · 4.625%
HK$67,659
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,542/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,471
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,664
−HK$2,227/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$79,448
+HK$4,557/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,399
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,501
−HK$2,133/mo
Today · 4.125%
HK$82,634
baseline
▲ 0.50% · 4.625%
HK$86,990
+HK$4,356/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,268/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,856 · Scale 2, in force from 26 Feb 2026)