LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,152
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,370
−HK$1,237/mo
Today · 4.125%
HK$41,607
baseline
▲ 0.50% · 4.625%
HK$44,139
+HK$2,532/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$83,214/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,556
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,724
−HK$1,185/mo
Today · 4.125%
HK$45,909
baseline
▲ 0.50% · 4.625%
HK$48,329
+HK$2,420/mo
Deposit HK$8.58M · loan HK$8.58M · min. income ≈ HK$91,818/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,982
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,444
−HK$1,484/mo
Today · 4.125%
HK$49,928
baseline
▲ 0.50% · 4.625%
HK$52,967
+HK$3,039/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,856/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,267
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,669
−HK$1,422/mo
Today · 4.125%
HK$55,091
baseline
▲ 0.50% · 4.625%
HK$57,995
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,182/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,813
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,518
−HK$1,732/mo
Today · 4.125%
HK$58,250
baseline
▲ 0.50% · 4.625%
HK$61,794
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,500/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,979
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,614
−HK$1,659/mo
Today · 4.125%
HK$64,273
baseline
▲ 0.50% · 4.625%
HK$67,661
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,546/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,473
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,666
−HK$2,227/mo
Today · 4.125%
HK$74,893
baseline
▲ 0.50% · 4.625%
HK$79,450
+HK$4,557/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,786/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,401
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,504
−HK$2,133/mo
Today · 4.125%
HK$82,637
baseline
▲ 0.50% · 4.625%
HK$86,993
+HK$4,356/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,274/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,874 · Scale 2, in force from 26 Feb 2026)