LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,153
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,370
−HK$1,238/mo
Today · 4.125%
HK$41,608
baseline
▲ 0.50% · 4.625%
HK$44,140
+HK$2,532/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,216/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,557
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,725
−HK$1,185/mo
Today · 4.125%
HK$45,910
baseline
▲ 0.50% · 4.625%
HK$48,330
+HK$2,420/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,820/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,983
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,445
−HK$1,484/mo
Today · 4.125%
HK$49,929
baseline
▲ 0.50% · 4.625%
HK$52,967
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,858/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,268
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,670
−HK$1,422/mo
Today · 4.125%
HK$55,092
baseline
▲ 0.50% · 4.625%
HK$57,996
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,184/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,814
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,519
−HK$1,732/mo
Today · 4.125%
HK$58,251
baseline
▲ 0.50% · 4.625%
HK$61,795
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,502/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,980
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,615
−HK$1,659/mo
Today · 4.125%
HK$64,274
baseline
▲ 0.50% · 4.625%
HK$67,662
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,548/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$643,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,475
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,667
−HK$2,227/mo
Today · 4.125%
HK$74,894
baseline
▲ 0.50% · 4.625%
HK$79,451
+HK$4,557/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,788/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,402
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,505
−HK$2,133/mo
Today · 4.125%
HK$82,638
baseline
▲ 0.50% · 4.625%
HK$86,994
+HK$4,356/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,276/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,885 · Scale 2, in force from 26 Feb 2026)