LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,153
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,371
−HK$1,237/mo
Today · 4.125%
HK$41,608
baseline
▲ 0.50% · 4.625%
HK$44,140
+HK$2,532/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,216/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,557
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,726
−HK$1,185/mo
Today · 4.125%
HK$45,911
baseline
▲ 0.50% · 4.625%
HK$48,331
+HK$2,420/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,822/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,984
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,445
−HK$1,485/mo
Today · 4.125%
HK$49,930
baseline
▲ 0.50% · 4.625%
HK$52,968
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,860/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,269
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,671
−HK$1,422/mo
Today · 4.125%
HK$55,093
baseline
▲ 0.50% · 4.625%
HK$57,997
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,186/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,814
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,519
−HK$1,733/mo
Today · 4.125%
HK$58,252
baseline
▲ 0.50% · 4.625%
HK$61,796
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,504/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,980
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,616
−HK$1,659/mo
Today · 4.125%
HK$64,275
baseline
▲ 0.50% · 4.625%
HK$67,663
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,550/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,476
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,668
−HK$2,227/mo
Today · 4.125%
HK$74,895
baseline
▲ 0.50% · 4.625%
HK$79,452
+HK$4,557/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,790/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,403
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,506
−HK$2,133/mo
Today · 4.125%
HK$82,639
baseline
▲ 0.50% · 4.625%
HK$86,995
+HK$4,356/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,278/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,894 · Scale 2, in force from 26 Feb 2026)