LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,155
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,373
−HK$1,237/mo
Today · 4.125%
HK$41,610
baseline
▲ 0.50% · 4.625%
HK$44,142
+HK$2,532/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,220/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,560
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,728
−HK$1,185/mo
Today · 4.125%
HK$45,913
baseline
▲ 0.50% · 4.625%
HK$48,333
+HK$2,420/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,826/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,986
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,448
−HK$1,485/mo
Today · 4.125%
HK$49,933
baseline
▲ 0.50% · 4.625%
HK$52,971
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,866/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,272
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,674
−HK$1,422/mo
Today · 4.125%
HK$55,096
baseline
▲ 0.50% · 4.625%
HK$58,000
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,192/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,817
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,522
−HK$1,733/mo
Today · 4.125%
HK$58,255
baseline
▲ 0.50% · 4.625%
HK$61,799
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,510/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,984
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,619
−HK$1,659/mo
Today · 4.125%
HK$64,278
baseline
▲ 0.50% · 4.625%
HK$67,666
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,556/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,479
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,672
−HK$2,227/mo
Today · 4.125%
HK$74,899
baseline
▲ 0.50% · 4.625%
HK$79,456
+HK$4,557/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,798/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,407
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,510
−HK$2,134/mo
Today · 4.125%
HK$82,644
baseline
▲ 0.50% · 4.625%
HK$87,000
+HK$4,356/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,288/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,927 · Scale 2, in force from 26 Feb 2026)