LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,156
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,374
−HK$1,237/mo
Today · 4.125%
HK$41,611
baseline
▲ 0.50% · 4.625%
HK$44,143
+HK$2,532/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,222/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,560
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,729
−HK$1,185/mo
Today · 4.125%
HK$45,914
baseline
▲ 0.50% · 4.625%
HK$48,334
+HK$2,420/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,828/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,987
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,448
−HK$1,485/mo
Today · 4.125%
HK$49,933
baseline
▲ 0.50% · 4.625%
HK$52,972
+HK$3,039/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,866/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,272
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,674
−HK$1,423/mo
Today · 4.125%
HK$55,097
baseline
▲ 0.50% · 4.625%
HK$58,001
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,194/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,818
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,523
−HK$1,733/mo
Today · 4.125%
HK$58,256
baseline
▲ 0.50% · 4.625%
HK$61,800
+HK$3,544/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,512/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,984
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,620
−HK$1,659/mo
Today · 4.125%
HK$64,279
baseline
▲ 0.50% · 4.625%
HK$67,668
+HK$3,389/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,558/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,480
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,673
−HK$2,227/mo
Today · 4.125%
HK$74,900
baseline
▲ 0.50% · 4.625%
HK$79,458
+HK$4,558/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$149,800/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,409
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,512
−HK$2,133/mo
Today · 4.125%
HK$82,645
baseline
▲ 0.50% · 4.625%
HK$87,001
+HK$4,356/mo
Deposit HK$1.72M · loan HK$15.45M · min. income ≈ HK$165,290/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,937 · Scale 2, in force from 26 Feb 2026)