LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,158
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,376
−HK$1,238/mo
Today · 4.125%
HK$41,614
baseline
▲ 0.50% · 4.625%
HK$44,146
+HK$2,532/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,228/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,563
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,732
−HK$1,185/mo
Today · 4.125%
HK$45,917
baseline
▲ 0.50% · 4.625%
HK$48,337
+HK$2,420/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,834/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,990
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,452
−HK$1,485/mo
Today · 4.125%
HK$49,937
baseline
▲ 0.50% · 4.625%
HK$52,975
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,874/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,276
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,678
−HK$1,422/mo
Today · 4.125%
HK$55,100
baseline
▲ 0.50% · 4.625%
HK$58,005
+HK$2,905/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,200/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,822
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,527
−HK$1,733/mo
Today · 4.125%
HK$58,260
baseline
▲ 0.50% · 4.625%
HK$61,805
+HK$3,545/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,520/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,989
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,624
−HK$1,660/mo
Today · 4.125%
HK$64,284
baseline
▲ 0.50% · 4.625%
HK$67,672
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,568/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,485
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,678
−HK$2,227/mo
Today · 4.125%
HK$74,905
baseline
▲ 0.50% · 4.625%
HK$79,463
+HK$4,558/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,810/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,414
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,517
−HK$2,133/mo
Today · 4.125%
HK$82,650
baseline
▲ 0.50% · 4.625%
HK$87,007
+HK$4,357/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,300/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,981 · Scale 2, in force from 26 Feb 2026)