LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,159
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,377
−HK$1,238/mo
Today · 4.125%
HK$41,615
baseline
▲ 0.50% · 4.625%
HK$44,147
+HK$2,532/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,230/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,564
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,732
−HK$1,186/mo
Today · 4.125%
HK$45,918
baseline
▲ 0.50% · 4.625%
HK$48,338
+HK$2,420/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,836/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$643,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,991
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,453
−HK$1,485/mo
Today · 4.125%
HK$49,938
baseline
▲ 0.50% · 4.625%
HK$52,976
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,876/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,277
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,679
−HK$1,422/mo
Today · 4.125%
HK$55,101
baseline
▲ 0.50% · 4.625%
HK$58,006
+HK$2,905/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,202/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$643,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,823
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,528
−HK$1,733/mo
Today · 4.125%
HK$58,261
baseline
▲ 0.50% · 4.625%
HK$61,806
+HK$3,545/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,522/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,990
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,625
−HK$1,660/mo
Today · 4.125%
HK$64,285
baseline
▲ 0.50% · 4.625%
HK$67,673
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,570/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$643,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,486
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,679
−HK$2,227/mo
Today · 4.125%
HK$74,906
baseline
▲ 0.50% · 4.625%
HK$79,464
+HK$4,558/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,812/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,415
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,518
−HK$2,134/mo
Today · 4.125%
HK$82,652
baseline
▲ 0.50% · 4.625%
HK$87,009
+HK$4,357/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,304/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$643,991 · Scale 2, in force from 26 Feb 2026)