LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,160
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,378
−HK$1,237/mo
Today · 4.125%
HK$41,615
baseline
▲ 0.50% · 4.625%
HK$44,148
+HK$2,533/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,230/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,565
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,733
−HK$1,185/mo
Today · 4.125%
HK$45,918
baseline
▲ 0.50% · 4.625%
HK$48,339
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,836/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,992
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,453
−HK$1,485/mo
Today · 4.125%
HK$49,938
baseline
▲ 0.50% · 4.625%
HK$52,977
+HK$3,039/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,876/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$644,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,278
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,680
−HK$1,422/mo
Today · 4.125%
HK$55,102
baseline
▲ 0.50% · 4.625%
HK$58,007
+HK$2,905/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,204/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$644,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,824
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,529
−HK$1,733/mo
Today · 4.125%
HK$58,262
baseline
▲ 0.50% · 4.625%
HK$61,807
+HK$3,545/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,524/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,991
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,626
−HK$1,660/mo
Today · 4.125%
HK$64,286
baseline
▲ 0.50% · 4.625%
HK$67,674
+HK$3,388/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,572/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,488
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,680
−HK$2,228/mo
Today · 4.125%
HK$74,908
baseline
▲ 0.50% · 4.625%
HK$79,466
+HK$4,558/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,816/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,417
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,520
−HK$2,133/mo
Today · 4.125%
HK$82,653
baseline
▲ 0.50% · 4.625%
HK$87,010
+HK$4,357/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,306/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,003 · Scale 2, in force from 26 Feb 2026)