LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,162
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,380
−HK$1,238/mo
Today · 4.125%
HK$41,618
baseline
▲ 0.50% · 4.625%
HK$44,150
+HK$2,532/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$83,236/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,568
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,736
−HK$1,185/mo
Today · 4.125%
HK$45,921
baseline
▲ 0.50% · 4.625%
HK$48,342
+HK$2,421/mo
Deposit HK$8.59M · loan HK$8.59M · min. income ≈ HK$91,842/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$644,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,995
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,456
−HK$1,486/mo
Today · 4.125%
HK$49,942
baseline
▲ 0.50% · 4.625%
HK$52,980
+HK$3,038/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$99,884/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$644,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,281
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,683
−HK$1,423/mo
Today · 4.125%
HK$55,106
baseline
▲ 0.50% · 4.625%
HK$58,010
+HK$2,904/mo
Deposit HK$6.87M · loan HK$10.30M · min. income ≈ HK$110,212/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$644,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,827
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,532
−HK$1,733/mo
Today · 4.125%
HK$58,265
baseline
▲ 0.50% · 4.625%
HK$61,810
+HK$3,545/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$116,530/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,995
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,630
−HK$1,660/mo
Today · 4.125%
HK$64,290
baseline
▲ 0.50% · 4.625%
HK$67,679
+HK$3,389/mo
Deposit HK$5.15M · loan HK$12.02M · min. income ≈ HK$128,580/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$644,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,492
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,685
−HK$2,227/mo
Today · 4.125%
HK$74,912
baseline
▲ 0.50% · 4.625%
HK$79,471
+HK$4,559/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$149,824/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,422
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,525
−HK$2,133/mo
Today · 4.125%
HK$82,658
baseline
▲ 0.50% · 4.625%
HK$87,015
+HK$4,357/mo
Deposit HK$1.72M · loan HK$15.46M · min. income ≈ HK$165,316/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$644,043 · Scale 2, in force from 26 Feb 2026)